Stipend execution
without friction.
The high-velocity disbursement rail for South African skills programs. Face-recognition terminals at the venue door are the primary source of truth for attendance, with rotating QR codes as a built-in backup — feeding dual-authorised debit-card funding, fully FICA & POPIA aligned, with an immutable audit trail for every Rand.
From classroom to commerce, in one continuous motion.
We stripped away the spreadsheets and reconciliation queues. Data flows on a cryptographic rail — triggering compliance checks and funding learner cards the moment dual approval lands.
Face-first attendance
Hikvision MinMoe face-recognition terminals at the venue door are the primary source of truth — a sub-second match writes a signed, tamper-evident check-in. Rotating QR codes act as a backup when a learner is new, the terminal is offline, or a session runs off-site.
Dual-approval runs
Attendance compiles into monthly stipend runs. Programme managers prepare; financial controllers authorize. Maker–checker enforced in code, not policy.
Instant card funding
Approved funds settle straight onto virtual or physical sponsor-bank cards. Per-program controls, MCC blocks, and freeze/cancel from one console.
A face at the door is the receipt. QR is the safety net.
We deploy Hikvision MinMoe face-recognition terminals at training venues as the primary attendance check. A learner walks up, the terminal matches their face in under a second, and a signed event lands in the attendance ledger — no facilitator phone, no register sheet, no ghost learners.
When a learner hasn't been enrolled yet, the terminal is offline, or a session runs off-site, rotating QR codes step in as a fully audited backup — same ledger, same compliance trail.
- Wall-mounted terminal, IP65, mask & liveness detection
- Per-device HMAC-signed webhooks, replay-protected
- Centrally managed across venues via HikCentral Connect
- Automatic QR fallback — never blocks a learner from being marked present
From a face at the door to a line on the ledger — in under a second.
The terminal recognises the learner and sends the event to HikCentral Connect in the cloud. HikCentral posts it to our signed webhook, where we verify the device's signature, ignore duplicates, and append the check-in to the attendance ledger. If the terminal is unreachable, a scanned QR code lands on the very same ledger — so monthly stipend runs always have one clean source of truth.
Built for the institutions moving South Africa forward.
SETAs
Pay across hundreds of accredited providers with a single ledger and a single audit pack.
TVET colleges
Bind register data to disbursements — no more after-the-fact reconciliation.
Corporate skills programs
Run YES, learnerships and bursaries with B-BBEE-ready reporting.
NGOs & implementers
Stipend cohorts of any size with controlled spend on basics, not luxuries.
Engineered for strict regulatory compliance.
Automated FICA / KYC verification ensures every beneficiary is legitimate before a cent moves.
Maker–checker enforced on every disbursement run, with cryptographic signatures preserved for audit.
Every state change — attendance ping, approval, settlement — is recorded immutably and exportable on demand.
Card data, learner identity, and money movement — held to the standards that govern them.
Stipend never stores raw PAN or CVV. Card details are tokenised by our PCI-DSS Level 1 issuer; reveal renders inside an isolated iframe our application cannot read. Every administrative action is recorded to an append-only audit log.
Card data isolation (PCI-DSS)
Raw PAN/CVV never touch our servers or React app. Reveal renders inside the issuer's PCI-scoped iframe and short-lived signed tickets expire in 60 seconds.
Identity & data privacy (POPIA)
ID numbers are collected for FICA only, encrypted at rest, and access-controlled by row-level policies. Staff card management deliberately omits PII it doesn't need.
Anti-fraud & sanctions (FICA)
Every learner is KYC-verified before card issue. Sanctions and PEP screening run before disbursement; failures freeze the run, not just a row.
Auditability & integrity
Maker–checker is enforced in code, not policy. Every approval, freeze, top-up and reveal is written to an append-only audit log, exportable on demand for SETA/sponsor review.
Ready to move stipends with confidence?
Spin up a programme in minutes. Invite facilitators. Onboard learners. Pay the right people, at the right time, with proof.